AFC Entity Radar › Banking & credit crime
Banking crime and credit crime check
Banking crimes and credit crimes — bank fraud, loan and credit fraud, embezzlement, cheque and card fraud, insider abuse and money laundering through banks — often leave public traces. Screen a borrower, counterparty or business partner before you lend or transact.
What the check looks for
- Convictions and charges for fraud, embezzlement or money laundering (Wikidata, public records)
- Negative news about bank fraud, credit fraud, loan default schemes, Ponzi schemes or corruption
- Sanctions and debarment (e.g. World Bank debarment for fraud and corruption)
- Offshore structures used to hide assets
- Links to people with a fraud or sanctions history (relationship graph)
Typical red flags in lending and banking
- Applicant or director previously named in fraud or embezzlement cases
- Frequent changes of company name, address or directors
- Ownership through offshore jurisdictions without clear business reason
- Connections to PEPs combined with unusual transaction patterns
- Collateral or guarantors linked to sanctioned or debarred parties
Frequently asked questions
Can I check a borrower before granting credit?
Yes. Screen the person or company and its directors; export the result for the credit file.
Does it access credit bureau data?
No. It uses public sources only (sanctions lists, Wikidata, Wikipedia, ICIJ, Interpol, news). Combine it with your credit bureau check.
Is a news mention proof of a crime?
No. Only convictions establish guilt; news and leaks are leads that need verification.